FDIC Legal Logo White
  • Home
  • Online Certificate of Deposits

Online Certificate of Deposits (CDs)

Secure your savings with SBI California (SBIC)’s certificate of deposit options. Earn high interest CD rates while keeping your money safe. Open a CD account today and start building your future with fixed returns.

Business CDs

SBI California’s Business Certificates of Deposit (CDs) offer businesses secure, fixed-interest savings solutions.  

With competitive rates, guaranteed returns, and flexible terms, our FDIC-insured CDs help you maximize idle funds with confidence. Start earning predictable returns today Learn more

Learn More

IRA

SBI California’s Business Certificates of Deposit (CDs) offer businesses secure, fixed-interest savings solutions.

With competitive rates, guaranteed returns, and flexible terms, our FDIC-insured CDs help you maximize idle funds with confidence. Start earning predictable returns today.

Learn More

Personal CDs

Maximize your savings with SBI California’s Personal Certificates of Deposit (CDs)—a secure, high-yield investment for guaranteed returns. Enjoy fixed interest rates, flexible terms, and FDIC insurance while confidently growing your wealth.

Whether short or long-term, our CDs offer stability and competitive earnings tailored to your financial goals. Visit us today to get started.

Learn More

Benefits of Opening a CD Account with SBI California 

When you open a certificate of deposit, you secure your savings with guaranteed returns. Here’s why SBI California’s CD accounts stand out:

Competitive Interest Rates
<h5 class="mt-3">Competitive Interest Rates</h5>

Earn more with high yield CDs.

Flexible Terms
<h5 class="mt-3">Flexible Terms</h5>

Choose from CD investments ranging from one month to five years. 

FDIC-Insured
<h5 class="mt-3">FDIC-Insured</h5>

Deposits are insured up to applicable limits for peace of mind. 

Minimum Opening Deposit of $1,000
<h5 class="mt-3">Minimum Opening Deposit of $1,000</h5>

Start earning with a manageable initial amount. 

Online Access
<h5 class="mt-3">Online Access</h5>

Manage your CD conveniently through online mobile banking. 

Steady Growth
<h5 class="mt-3">Steady Growth</h5>

Your money is secure while earning predictable returns.

SBI California | Secure Banking | Competitive CD deposit Rates | Trusted Financial Partner

Early Withdrawal & Penalty Information

Withdrawing funds before the maturity date may result in penalties. SBI California ensures transparency in our CD investment terms:

  • Early withdrawals may reduce your earned interest. 
  • Penalty fees depend on the CD term and the amount withdrawn. 
  • Longer-term CDs may have higher penalties for early access. 
  • Exceptions may apply for certain financial hardships. 

Copyright © State Bank of India, California 2025, All Rights Reserved.