Empower Your Business with SBIC Business Credit Cards 

Take your business further with SBIC Business Credit Cards. Manage expenses, earn rewards, and enjoy exclusive perks—designed to streamline your operations and accelerate growth. 

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CHOOSE THE PERFECT CARD FOR YOUR BUSINESS

Key Features and Benefits

With SBIC Business Credit Cards, you don’t just get a payment tool—you get a growth partner. Whether it’s managing daily expenses or planning for the future, our credit cards are equipped to handle the unique demands of your business.

Our cards offer a gateway to smarter business management with perks that ensure you’re always ahead.

Flexible Credit Limits
<h5 class="mt-3">Flexible Credit Limits</h5>

Tailored credit limits to support everything from daily operations to large investments.

Earn Rewards as You Spend
<h5 class="mt-3">Earn Rewards as You Spend</h5>

Accumulate cashback or points on categories like office supplies, travel, utilities, and dining.

Streamlined Expense Management
<h5 class="mt-3">Streamlined Expense Management</h5>

Get detailed monthly statements and integrate seamlessly with leading accounting software.

Travel Benefits
<h5 class="mt-3">Travel Benefits</h5>

Savings on flights, hotels, and rental cars, plus complimentary travel insurance.

Employee Cards at No Additional Cost
<h5 class="mt-3">Employee Cards at No Additional Cost</h5>

Issue employee cards with custom spending limits and simplify team purchases.

Zero Liability Protection
<h5 class="mt-3">Zero Liability Protection</h5>

Shield your business from unauthorized charges for greater peace of mind.

Rewards & Perks

Maximize the value of every dollar spent.

Earn cashback or points for purchases across key business categories.

Access exclusive savings on dining, travel, and more to offset operational costs.

Redeem rewards effortlessly for statement credits, travel discounts, or additional perks that directly benefit your business.

Your Security Is Our Priority

Protect your business with cutting-edge technology and robust monitoring:

  • Advanced Fraud Protection: 24/7 monitoring of transactions to detect and prevent fraud.
  • EMV Chip Technology: Secure payments with global acceptance.
  • Zero Liability Policy: Enjoy absolute peace of mind knowing you’re protected against unauthorized charges.
  • Instant Alerts: Stay informed of all transactions in real time.

Our dedication to security ensures that your business stays secure while you focus on what matters most—growth.

Customer Endorsements and Testimonials

Testimonials

Our customers are at the heart of everything we do. Here's what they're saying about their experience with SBI California:

"The travel perks have helped us save significantly, and the security features ensure peace of mind." 

Priya K., Entrepreneur
Customer Endorsements and Testimonials
Customer Endorsements and Testimonials

Testimonials

Our customers are at the heart of everything we do. Here's what they're saying about their experience with SBI California:

"Our SBIC Business Credit Card has transformed how we manage expenses. From cashback rewards to seamless integration with our accounting software, it's truly invaluable." 

Arjun S., Small Business Owner
Customer Endorsements and Testimonials

Testimonials

Our customers are at the heart of everything we do. Here's what they're saying about their experience with SBI California:

"SBIC's employee card features simplified expense management for our growing team." 

Raj P., Startup Founder
Customer Endorsements and Testimonials

Testimonials

Our customers are at the heart of everything we do. Here's what they're saying about their experience with SBI California:

"The travel perks have helped us save significantly, and the security features ensure peace of mind." 

Priya K., Entrepreneur
Customer Endorsements and Testimonials
Customer Endorsements and Testimonials

Testimonials

Our customers are at the heart of everything we do. Here's what they're saying about their experience with SBI California:

"Our SBIC Business Credit Card has transformed how we manage expenses. From cashback rewards to seamless integration with our accounting software, it's truly invaluable." 

Arjun S., Small Business Owner
Customer Endorsements and Testimonials

Testimonials

Our customers are at the heart of everything we do. Here's what they're saying about their experience with SBI California:

"SBIC's employee card features simplified expense management for our growing team." 

Raj P., Startup Founder
FAQs

About Business Credit Cards

SBIC offers cards with varying features, including rewards programs, low-interest options, and flexible credit limits to suit different business needs.

You’ll need a business checking account with SBIC, a valid Tax ID, and proof of your business's financial stability. Additional documents may be required based on your business type.

Yes, you can redeem rewards for cash credits, travel discounts, or gift cards, depending on the program associated with your card.

Some cards come with an annual fee, which is offset by rewards and exclusive perks. We also offer no-fee cards to support businesses prioritizing cost-efficiency.

Yes, employee cards can be issued with customizable limits to manage team expenses effectively.

<h2 class="fw-bold mb-0">Our Products</h2>

SBIC Business Credit Cards are meant for businesses of all sizes. Choose from a range of cards offering flexible credit limits, rewards, and enhanced security features. Manage expenses, earn perks, and simplify your financial operations with ease.

Business Checking Accounts

Manage day-to-day expenses efficiently

Learn More

Business Saving Account

Earn interest while maintaining liquidity

Learn More

Business Loans and Credit Lines

Access funding to fuel growth

Learn More

Need assistance? Visit your nearest SBIC branch for personalized service. Use our Branch Locator to find a convenient location and connect with our expert team today.

*Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.

The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc. and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.