Optimized Cash Flow with SBIC Receivables Finance 

Enhance your business cash flow with SBIC’s Receivables Finance solutions. From ACH collections to remote deposit capture and merchant card services, our tools help you manage accounts receivable efficiently and access funds faster. 

Accelerate Your Cash Flow with SBIC Receivables Solutions

Effective management of accounts payable and receivable is critical to your business's financial health. SBIC provides tailored solutions to address your cash flow challenges, offering a range of advanced financial tools: 

Zero Balance Accounts (ZBA)
<h5 class="mt-3">Zero Balance Accounts (ZBA)</h5>

Centralize your funds with automated transfers that help optimize your financial processes while minimizing fees.

Mobile Banking Deposits
<h5 class="mt-3">Mobile Banking Deposits</h5>

Manage balances, make transfers, and deposit checks on the go with our user-friendly mobile banking solutions.

Merchant Card Services
<h5 class="mt-3">Merchant Card Services</h5>

Accept credit and debit payments seamlessly, boosting sales and providing actionable insights to enhance profitability.

Remote Deposit Capture
<h5 class="mt-3">Remote Deposit Capture</h5>

Electronically deposit checks directly from your office to save time and access funds faster without visiting a branch.

ACH Collections
<h5 class="mt-3">ACH Collections</h5>

Speed up cash flow with automated electronic payments, enhanced tracking, and recurring payment options to simplify accounts receivable management.

Why Partner with SBIC for Your Receivables Management?

Choosing the right financial partner is essential for efficient receivables management. At SBIC, we deliver tools and services to improve your operational efficiency while providing personalized support.

Key Benefits of Working with SBIC:

  • Save Time: Automate payment collection processes to reduce manual tasks and redirect resources to business growth.
  • Enhanced Cash Flow: Gain quick access to receivables funds with advanced finance receivables tools.
  • Deep Financial Insights: Leverage real-time analytics to track performance and make informed decisions.
  • Uncompromised Security: Process transactions with confidence, thanks to our robust and secure systems.

Streamline Your Receivables in Three Easy Steps

Improve your financial workflows and cash flow efficiency with SBIC’s easy three-step process:

Set Up Electronic Payments

Utilize ACH collections to simplify the collection of payments, automate recurring transactions, and streamline your accounts receivable processes.

Leverage Remote Deposit Capture

Skip trips to the bank by depositing checks electronically from your office. Save time, reduce costs, and gain quick access to your funds.

Activate Comprehensive Financial Tools

Implement SBIC's Merchant Card Services, Mobile Banking Deposits, and Zero Balance Accounts for a seamless and efficient approach to managing accounts payable and receivable.

Transform the way you handle receivables and focus on achieving your business goals with SBIC’s support. 

Customer Endorsements and Testimonials

Testimonials

Our customers are at the heart of everything we do. Here's what they're saying about their experience with SBI California:

“The Zero Balance Account system has been invaluable for optimizing cash flow in my growing business.”

Anjali T., Restaurant Owner
Customer Endorsements and Testimonials
Customer Endorsements and Testimonials

Testimonials

Our customers are at the heart of everything we do. Here's what they're saying about their experience with SBI California:

“SBIC makes accounts receivable and payable management a breeze. Highly recommend their services!”

Carlos M., Manufacturing Entrepreneur
Customer Endorsements and Testimonials

Testimonials

Our customers are at the heart of everything we do. Here's what they're saying about their experience with SBI California:

“SBIC’s receivables finance tools transformed how we manage payments. Remote Deposit Capture is a time-saver!”

Michael R., Retail Business Owner
Customer Endorsements and Testimonials

Testimonials

Our customers are at the heart of everything we do. Here's what they're saying about their experience with SBI California:

“The Zero Balance Account system has been invaluable for optimizing cash flow in my growing business.”

Anjali T., Restaurant Owner
Customer Endorsements and Testimonials
Customer Endorsements and Testimonials

Testimonials

Our customers are at the heart of everything we do. Here's what they're saying about their experience with SBI California:

“SBIC makes accounts receivable and payable management a breeze. Highly recommend their services!”

Carlos M., Manufacturing Entrepreneur
Customer Endorsements and Testimonials

Testimonials

Our customers are at the heart of everything we do. Here's what they're saying about their experience with SBI California:

“SBIC’s receivables finance tools transformed how we manage payments. Remote Deposit Capture is a time-saver!”

Michael R., Retail Business Owner
FAQs

About Receivables

Yes, SBIC offers integrated tools and services to optimize both processes, providing a comprehensive financial management solution.

ACH Collections automates the payment collection process, reducing manual work and accelerating cash flow.

It eliminates the need for branch visits, reduces processing times, and ensures quicker access to deposited funds.

Receivables finance allows businesses to access cash tied up in accounts receivable, improving cash flow and ensuring consistent working capital.

Accounts payable refers to the money your business owes suppliers, while accounts receivable tracks the money owed to you by customers.

<h2 class="fw-bold mb-0">Our Products</h2>

SBI California offers solutions for accounts payable and accounts receivable, finance receivables, and more. Explore our services, including ACH collections, Remote Deposit Capture, and Merchant Card Services, to simplify and optimize your business operations. 

Business Checking Accounts

Manage day-to-day expenses efficiently

Learn More

Business Saving Account

Earn interest while maintaining liquidity

Learn More

Business Loans and Credit Lines

Access funding to fuel growth

Learn More

Looking for personalized support? Visit one of our conveniently located branches in California to discuss account receivable solutions or learn more about finance receivables services.

1Additional fees/charges may apply. Please see details listed in the Business Banking Schedule of Fees and Charges.

2Remote Deposit Capture Limits $10,000 per day and $50,000 per month.